Women’s economic behavior, particularly due to their ever increasing contribution to the economic and social activities, needs to be further studied. This article, examines women’s participation in the financial markets. A field study gathered data from the city of Tehran, to review main factors of women demanding loan and credit in the financial market (with an emphasis on the banking system). In this model, economic factors such as average income, interest rate, length of return, size of household, age, employment, education, marital status, saving and investment behavior were included in the. The research findings indicate that the most important economic factors that influence women to demand loans are the average income of women and their household as well as the length of return. That is to say, with the increase of income or the length of return, women’s demand for credit will increase.